Timothy McCarty, 64, at home in Milford, Pa. the day before his bladder surgery — which was not covered by his insurance because it was across a state line in New York.
Timothy McCarty, 64, at home in Milford, Pa. the day before his bladder surgery — which was not covered by his insurance because it was across a state line in New York. ( By Becca Tucker)

Healthcare. They all had health insurance. But when they really needed it, they found only red tape. These are their stories.

Who’s got you covered? Maybe not your health insurance
26 Feb 2026 | 11:15
Local News

Timothy McCarty, 64, knows he hasn’t taken the best care of himself. He has been smoking since he was 15 – everyone did back then, when there was a smoking lounge at his high school in Sussex, NJ. He worked construction and more or less avoided doctors until he was 45, when his habit started to catch...

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