Finance Expert Doug Messina: Social Security

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  • Doug Messina

  • At what age should I begin to collect Social Security?

    This varies by person. The earliest you can qualify to begin collecting Social Security retirement benefits is age 62. The longer you wait, the larger your benefit will be. The highest monthly benefit you can earn occurs when you reach age 70. If you continue to work, it may make sense to delay taking Social Security. When you retire, you'll need to weigh the value of delaying Social Security against the cost of taking money out of your personal savings to make up the difference.

    Doug Messina
    615 Route 32, Suite 4

    Highland Mills, NY 10930
    Ask Doug Messina a Question

    Most hardworking Americans dream about retirement. Yet the road to retirement can raise questions along the way. If you wonder when, where, why or how to fulfill your retirement goals, you are not alone. Here are some common inquiries my team hears from clients who are planning for this major milestone – whether it's right around the corner or far off on the horizon. Remember that your dreams and financial situations are unique, and there is no one-size-fits-all retirement solution.

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